Insurance integration
AXA XL EDI and data integration
A guide to exchanging bordereaux, claim and accounting data with AXA XL: company facts from its website, what reinsurers typically exchange, and what to confirm before setup.
Overview
Understanding AXA XL integration
Who this is for: Insurers that cede business, brokers, managing general agents and finance teams that exchange data with AXA XL.
AXA XL provides property and casualty commercial insurance and reinsurance to enterprises of every size. Its website is axaxl.com.
This page is an integration guide. It uses the public pages and documents of AXA XL that are listed under Sources, which we read on November 10, 2026 and summarize in our own words; it does not reproduce them, and no private specification was used. Connection requirements usually come from AXA XL itself, through its onboarding team, its companion guides or its partner portal, and they can differ by line of business, program, state and region.
What AXA XL's own pages say: AXA XL's coverholder handbook says its bordereau reporting requirements are based on the latest published Lloyd's Coverholder Reporting Standards for risk, premium and claims bordereaux, whether the agreement is written on Lloyd's, Lloyd's Europe or company paper.
Reinsurers and the insurers that cede business to them exchange premium and loss reports, often called bordereaux, claims data and accounting statements. These move as spreadsheets, agreed flat files, XML or portal uploads, and the layouts differ by treaty and by partner. ECOM can read and integrate ACORD data; the formats and versions a partner uses are confirmed during scoping. Everything on this page that is not attributed to AXA XL's own pages is general practice, not AXA XL's published requirement; confirm each point with AXA XL before you build maps or test.
Workflows
Typical AXA XL business workflows
Typical requirements—confirm with your trading partner. Typical flows in this industry, not AXA XL's published process.
Typical data exchange
- 1Agree layouts per treaty
- 2Map premium and loss data
- 3Exchange reports on schedule
- 4Reconcile the accounts
- 5Correct rejected records
Documents and APIs
AXA XL documents by program
Typical requirements—confirm with your trading partner. We could not verify AXA XL's EDI requirements from a published source, so these are documents commonly exchanged in this industry, not AXA XL's confirmed requirements. Confirm the list, versions and programs with AXA XL.
Scroll sideways to see every column. With a keyboard, select the table and use the left and right arrow keys.
| Document | Name | Direction | Program | Status | Purpose |
|---|---|---|---|---|---|
| Bordereaux | Premium and loss reports | To AXA XL | Not stated | General guidance | Typically reports premium and losses ceded under each treaty on a regular schedule. |
| Claims | Claim and loss advice files | Both directions | Not stated | General guidance | Typically reports large or notified claims and their progress. |
| Accounting | Accounting statements | From AXA XL | Not stated | General guidance | Typically settles balances for each treaty period. |
| Payments | Settlement payments | Both directions | Not stated | General guidance | Typically moves as bank files with remittance detail that must match the accounts. |
Connectivity
How companies connect
AS2 or SFTP
Many insurers and administrators exchange files directly over SFTP or AS2. Confirm which methods AXA XL accepts.
General guidance
Network or clearinghouse
Some exchanges run through a value-added network or clearinghouse that translates and routes files to the partner.
General guidance
Portals and APIs
Some insurers offer partner portals or APIs for enrollment, policy, claims or payment data; access usually requires an account and a login.
General guidance
Challenges
Common integration challenges
A layout per treaty
Bordereaux and claim files differ by treaty and partner, so one source record is mapped separately for each.
Spreadsheets and portals
Many exchanges still run as spreadsheets and portal uploads, which need validation before they reach accounting systems.
Reconciliation
Premium, loss and settlement records must agree between the cedent and the reinsurer, or the gaps surface as disputes at period end.
Confirm the current requirements
Document sets, versions and delivery rules change, and they come from AXA XL directly, so confirm the current ones before building maps or testing.
How ECOM helps
How ECOM can support your AXA XL integration
EDI Integration
Integrate AXA XL files with your policy, claims, benefits and finance systems.
IndustryInsurance
See how ECOM supports insurance data exchange, from enrollment to claims.
SolutionData Formats and Data Sources
See the XML, CSV and fixed-width formats ECOM maps to and from your systems.
ServiceFully Managed EDI
Have ECOM run your connections, monitoring and partner changes.
ERP integration options
ECOM connects the files AXA XL asks for with your policy administration, claims, benefits and finance systems, so data moves without re-keying and exceptions are shown before a partner reports them.
Visibility and exception management
ECOM can monitor each AXA XL exchange and show late, missing or rejected files and mismatches, so your team can resolve exceptions before they affect payments or coverage.
Next step
Get help with your AXA XL program
Each request goes to an ECOM EDI specialist with AXA XL's name attached, so the reply starts from your program.
-
Review AXA XL's requirements
Send us AXA XL's guide or your program details; we explain the documents, rules and options for meeting them.
Request a requirements review -
Connect AXA XL to your ERP
Policy, claim, enrollment, billing and payment data in and out of the policy, claims, benefits and finance systems you already run.
Discuss ERP integration -
Testing and certification
Build, test and certify each AXA XL document, then go live with monitoring from the first file.
Plan testing and certification
Typical requirements
Which AXA XL exchange applies to you
Typical requirements—confirm with your trading partner. This section is general practice for this type of insurer, not requirements published by AXA XL. This guide does not imply approval, certification or a partnership.
Treaties and bordereaux
Reinsurance data is organized by treaty. Cedents send premium and loss reports, often as bordereaux, and receive accounting statements. Layouts differ by treaty and partner.
Claims and settlements
Notified claims and settlement payments are exchanged separately from the reports and must match the accounts.
Regions, states and affiliates
AXA XL may operate through different legal entities, states and regions. Requirements, contacts and connection methods can differ by entity, state, region, line of business and program, so confirm which AXA XL entity and region applies to you before you build or test.
Typical onboarding checklist
- Confirm the treaty, entity and region.
- Ask for the reporting layout and schedule.
- Agree how reports are delivered.
- Map your premium and loss data.
- Test with sample reports and review rejected records.
- Reconcile the accounts each period.
AXA XL integration FAQs
Which documents or files do partners of AXA XL usually exchange?
Partners of reinsurers typically exchange premium and loss reports, claim and loss advice files, accounting statements, settlement payments. That is general practice, not AXA XL's published list; confirm the set with AXA XL.
Where do the requirements for connecting with AXA XL come from?
From AXA XL itself, usually through its onboarding team, companion guides or partner portal. This page does not reproduce them, and they can differ by line of business, program and region.
Do I need AXA XL's implementation guide to start?
No. It helps to share any companion guide or file layout you already have, but if you have none, ECOM can help gather the requirements from AXA XL and start from there.
What does AXA XL publish about EDI and integration?
AXA XL's coverholder handbook says its bordereau reporting requirements are based on the latest published Lloyd's Coverholder Reporting Standards for risk, premium and claims bordereaux, whether the agreement is written on Lloyd's, Lloyd's Europe or company paper. Source links are listed on this page; confirm current details with AXA XL.
What is not covered on this page about AXA XL?
Beyond the sources listed on this page, which documents and file layouts AXA XL accepts for your program, the versions it uses, the testing steps and any security or compliance requirements were not reviewed.
Can ECOM help connect with AXA XL?
Yes. Once AXA XL provides its requirements, ECOM can map, test and run the exchanges with your systems. This page is an integration guide and does not indicate a partnership with AXA XL.
Sources and accuracy
This guide summarizes publicly available information as of November 2026. AXA XL sets its own requirements and can change them at any time; your AXA XL implementation guide, partner portal or account contact is the authoritative source for your program.
- AXA XL, company website Official AXA XL source
- AXA XL, Coverholder Delegated Authority Handbook for existing approved coverholders Official AXA XL source
AXA XL is a trademark of its owner. Its mention does not imply endorsement of, or a partnership with, ECOM Specialist.
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Request AXA XL integration assistance
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